Privacy Policy

New Century Mortgages LLC

Effective Date: November 12, 2025

This Privacy Policy for New Century Mortgages (the “Company”) is effective as of November 12, 2025. By accessing or using the New Century Mortgages Client and Broker Portal (the “Portal”), you acknowledge that you have read, understood, and agree to the collection, use, and disclosure of your information as described in this Policy. The Company reserves the right to modify or update this Policy at any time, and any such changes will become effective upon posting to the Portal. Continued use of the Portal following the posting of any updates constitutes your acceptance of those changes.

1. Overview

This Privacy Policy describes how New Century Mortgages (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information of clients and brokers who access our Portal and related Services.

2. Information We Collect

We may collect:

  • Personal Information: Name, address, phone, email, date of birth, Social Security number, financial information, employment details, and loan application data
  • Broker Information: Licensing data, NMLS ID, business contact info
  • Technical Data: IP address, browser type, cookies, and usage logs

3. How We Use Your Information

We use collected information to:

  • Process and manage loan applications
  • Verify user identity and eligibility
  • Communicate updates, notices, and offers
  • Improve our Portal functionality and security
  • Comply with legal and regulatory requirements

4. Information Sharing

We may share information with:

  • Credit reporting agencies and financial institutions
  • Loan investors, servicers, and underwriting partners
  • Technology vendors and service providers who assist in operations
  • Regulators or authorities when required by law

We do not sell your personal information.

5. Data Security

We maintain administrative, technical, and physical safeguards designed to protect your information against loss, misuse, and unauthorized access.

6. Your Choices and Rights

Depending on your jurisdiction, you may have rights to access, correct, or delete your data, or to limit its use. To exercise these rights, contact us using the details below.

7. Cookies and Tracking

We use cookies and similar technologies for authentication, analytics, and personalization. You may disable cookies in your browser, though some features may not function properly.

8. Retention of Data

We retain personal data as long as necessary to fulfill the purposes described above or as required by law.

9. Compliance with U.S. Laws

This Policy is intended to comply with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and, where applicable, the California Consumer Privacy Act (CCPA).

10. Changes to This Policy

We may update this Policy periodically. Updates will be posted with an updated “Last Updated” date.

11. Contact Us

For privacy questions or data requests:
New Century Mortgages
[email protected]